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Lifting each out of poverty until there is one less


Financial Literacy and College Readiness classes provided to students in the classroom.

Learn about personal & family budgeting, savings, responsible use of credit and debt accumulation and elimination.

Adults (18 yrs. +) learn about goal setting & personal development, to gain better educational and employment opportunities.

Youth (13 yrs.+)  learn about applying to college, financial aid and career options.

THE ONE LESS FOUNDATION has four primary programs; Financial Literacy & Capability Classes, Life Coaching for adults, Mentoring and In-School Services for youth; to help those who typically meet one of the following criteria (however we will not turn anyone away who seeks our assistance):

We also provide support,through the use of our programs, to other nonprofit organizations, government agencies and schools who serve populations that meet the same criteria.. For a list of organizations our programs support, see here.


"I thank God for THE ONE LESS FOUNDATION . . . I have learned so much and grown so much in my life for the past couple of weeks. The programs they offer are things that I have been wanting to do, but I did not know how or where to start. Now that I found this opportunity to learn, I will learn every bit of the valuable lessons in these programs. I want to thank the founder of THE ONE LESS FOUNDATION for opening her door to the world especially for the younger people so we can come together to learn and make a difference."                                                                 

     Katty, Program Participant

"This program helps me grow socially, financially and spiritually. I learn a lot of tips about how I can live a better life without debt even if I don't have a great job. I learn that everything I want to be in life has nothing to do with my color, my race or my level of education but everything is based on my thinking. I learn why it is important to be: a person of integrity, trustworthy and a person of commitment. I also learn how to budget and why I need a budget."

                                                           DJL, Program Participant

Financial Literacy Life Coaching RISE Program In-School Services