Copyright © 2014. The One Less Foundation. All Rights Reserved. Philadelphia PA. Contact Us

Lifting each out of poverty until there is one less


MoneyWISE is a financial literacy and capability program that teaches budgeting, importance of saving, credit and debt responsibility as the foundation and building blocks to financial wealth, independence, stability and empowerment. There is an adult program and a separate teen program. The MoneyWISE program consists of classes for adults and youth designed to teach the following money principals:

For Adults

The adult program consists of a six-week class that meets for 90 minutes, once a week. Each session focuses providing each class member with the knowledge, and hands-on experience as they learn how to manage savings and checking accounts, create and maintain a budget, understand credit and how to use it wisely, receive guidance on how to eliminate debt, and learn ways to save and cut expenses. The program also includes a section on different retirement options and the basics to understanding how the stock market works. We also work with adults to help them establish banking accounts at mainstream banking and financial institutions. This program is for adults18 & up.

                  •   Adult classes are held either: Tuesday from 10:00am - 11:30am, Tuesdays from 5:00pm - 6:30pm, or  Fridays from 10:00am - 11:30am, please select the one class date/time you want to attend for the six weeks. Click on the registration button below to register for the next class.


For Youth

The youth program is a six-week class, that meets for 90 minutes, once a week. Students who participate in this program will learn how to determine needs vs. wants, the basics of budgeting and preparing for managing money once they become employed, responsible use of credit and how to repay loans, particularly student loans.The class may incorporates special group projects that allow students to get real-life experience with the stock market as they learn about it, and learn the basics of financial business management for an entrepreneur. This program is for youth between 13-18 yrs old.

                •   The program for teens meets either on Tuesday or Thursday evening from 3:00pm - 4:30pm or on on Saturday  morning from 11:00am - 12:30pm. Click on the registration below to register for the next class.

Community Workshops and Seminars:

We understand that not everyone is in need of a six-week course or has the time to meet weekly, to assist those individuals we also offer short 60-90 min. one-time workshops and seminars that are open to the community at large. The seminars focus on various financial topics similar to the ones covered in the six-week program, but are not quite as in-depth; however they will provide a wealth of information that will ensure you are more knowledgeable  when you leave. Additional topics include: identity theft, payday lenders, credit reports, financial aid, and much more. Community workshops and seminars are led by guest speakers and professionals in financial services and banking industries. The seminars vary by topic and time according to the schedule of the guest expert.

Please review our calendar for dates and times of topics to be presented. Registration is requested (although not required) due to limited space and is located on the community events calendar page.

MoneyWISE (Financial Literacy & Capability)

Programs Application    

To find out how your organization can use any of our Financial Literacy & Capability programs, and curriculum please contact us or download an interest form.  (Download opens in Adobe Acrobat)

MoneyWISE - Adults Teen MoneyWISE